Are you out and do you want to apply for a revolving credit? At Credither you can request a revolving credit free of charge and without obligation. We will automatically and quickly search for the cheapest loan for you. You can already take out a revolving credit from an interest rate of only 4.5%. With a revolving credit you always have money in hand. You may also redeem additional fine on your loan. Have you redeemed too much? No problem either. You may again withdraw from your loan up to your credit limit. That is flexible borrowing money.
When to apply for a revolving credit?
Applying for a revolving credit is the most ideal form of borrowing money if you want to take out credit where you do not know exactly what you need in advance. Or if you just want to keep money behind you and want to make withdrawals from your credit when you need money, for example for your vacation.
With a revolving credit, keep in mind that the interest on the loan is a few tenths higher than the (fixed) interest on a personal loan .
Interest rates of the revolving credit
If you are going to borrow, you naturally want to know where you stand. Borrowing money costs money, but how much does it actually cost? To give you more insight into that, we would like to show you what the lowest interest rates are at present.
When is a revolving credit suitable?
Applying for a revolving credit can be a good option in various situations. The rule of thumb is that a revolving credit can be suitable if you want to be flexible with your loan. By that we mean that you want to keep money under control, for example. With a revolving credit you can, after making repayments, withdraw amounts from your loan. You can do this up to the credit limit. The amount that you have taken out with the bank as a maximum loan. This also includes the risk of the revolving credit.
It can be tempting to continue withdrawing from your revolving credit. As a result, you ultimately pay much more to your loan than necessary. Credither keeps a finger on the pulse. We come up with creative, favorable solutions to prevent these types of issues. One of these solutions is the combination loan.
Request revolving credit? Or a personal loan?
Have you properly read all the information regarding the revolving credit? Do you still have doubts about which form of borrowing is best for you? Then the free advice on lending money can of course come in handy. At Credither we give you honest and independent advice about borrowing money. The revolving credit has a number of disadvantages compared to the personal loan. With the revolving credit, the interest is a few tenths higher and perhaps even more important. It is a variable interest rate. In addition, the temptation of withdrawing from your credit can be too great. Then a personal loan is a great alternative. Do you want to take out your loan with confidence? Then contact us. We are happy to tell you more about the possibilities and give you free advice about the most suitable loan for you.
Or a revolving credit and a personal loan
Another possibility of borrowing money is borrowing with a revolving credit and a personal loan. You can take out various forms of credit next to each other. This gives you the advantage that part of your loan with fixed installments will be phased out with a personal loan. And you still keep money in hand thanks to the flexibility of the revolving credit. Do you want to know more about this? We are happy to tell you.
Do you want to transfer your overpriced revolving credit?
Do you already have a revolving credit? Then a revolving credit can give you a lot of benefits. Certainly if you now have a revolving credit with an interest of more than 4.5%. If you want to check if your loan is beneficial for you, this can be done free of charge and without obligation. We give you honest advice to find out what the advantage is if you refinance your too expensive loan.
As already indicated, transferring a revolving credit can bring you many benefits.